Tag Archives: buying a house in a new country

What are your property options in Australia?

Moving to Australia conjures up images of buying a house with a swimming pool, A flowing open interior and a BBQ area for those all important social occasions. Whether this property dream can come true will be dependent upon where you move to and what your budget is.

If you decide to move to one of Australia’s major cities such as Sydney, Melbourne or Brisbane you can expect to pay what are considered ‘eye-watering’ prices for apartments and houses. Recent reports showed that in Sydney, prices are over the $900,00 price range and 42% of your monthly wages can be eaten up by your mortgage.

Despite worldwide economic fluctuations, Sydney saw a 10.2% increase in property prices between June 2016 and June 2017. Melbourne and Brisbane saw staggering 13.8% rises during the same period.

That said, the good news is that if you move out of the major areas into some of the Suburbs, you can expect to get a lot more for your money. For example, you can buy a house in Adelaide for $436,000, in Perth for $495,000 and Hobart for $360,000.

Beginning a search for a new home in Australia needs to be considered within the the guidelines of the Foreign Investment Review Board (FIRB). This gives information about what kind of homes non-resident foreigners can purchase. It’s worth checking out their website before proceeding with any property searches. You will also need to apply to the board in order to purchase a home.

As with house-hunting in the UK, the best place to start is with well known websites that list various properties. The most relevant in Australia are Real Estate, Real Estate View and Domain. Prime Location and Right Move also offer similar options.

Property styles will vary throughout Australia. You can expect to find more apartments in the big cities where location may be more important than size. There are a number of different styles dating back to the 1800’s which saw the typical two storey house with veranda and spacious rooms developed across NSW and Sydney.

Others such as the ‘Queenslander’ which was built on stilts with timber cladding came a little later. Bungalows, which many expats will probably be most familiar, arrived in the early part of the 20th century with their paved gardens and red brick facade.

Buying a property always requires a great deal of organisation and research and it is no different in Australia. Some banks will offer special mortgages to expats so it’s worth looking for the best deal. You will need to prove you can afford the home and details of your finances back home may be a requirement to secure a mortgage. Make sure you have all your details to hand. You will be expected to pay a 20% deposit on property purchased and expect another 5% to go on legal fees.

There is more than one way to buy a home in Australia. A buyer’s agent can help find, negotiate and purchase a property. You can find a professionally accredited agent through REBAA, Australia’s premier industry association for buyer’s agents. Getting yourself a conveyancer and mortgage broker is also essential. Again pick one based on reputation. Your estate agent should be able to point you in the right direction.

Australia also offers a good selection of houses up for auction. This is a common way for residents to buy new homes. When buying a house you have a cooling off period in which to change your mind, but at an auction there is no such luxury. It’s worth seriously considering what you are prepared to buy for before visiting the auction and sticking to your price. It’s easy to get caught up in the action and walk away with a home that doesn’t suit you or your budget.

PSS International Removals can help you move to Australia. For more information see here. If you are considering moving abroad, PSS International removals can help. We are a family run company, which has specialised in international removals for over 35 years. We are committed to providing a friendly, professional and stress free overseas move for all our customers. Whether you’re sending a full or part household removal, excess baggage or a vehicle, we will ensure that you receive the highest level of care and attention. Contact us now for a free estimator’s survey, or simply fill in our online moving or baggage quote.

House hunting in Canada – what can you expect to buy

For useful articles and tips on moving to other countries and life as an expat, please like the PSS International Removals Facebook page and follow the Twitter profile

Heidi G, Sunshine Yellow  Edmonton, Cloverdale

Heidi G, Sunshine Yellow
Edmonton, Cloverdale

Choosing Canada as your new home offers you a wide range of exciting lifestyle changes. One of the biggest will be buying a property in the city or town of your choice. As you’d expect the bigger cities tend to have the highest prices however, in Canada the annual weather, in particular the winter, dictates costs. On the west coast, which has milder weather house prices are higher than the colder east coast.

In June 2015 the average price of a house in Vancouver was  $922,000, which was a 12% increase year on year. Toronto was slightly cheaper at $639,000, whilst you could bag yourself a bargain if you move to Montreal which has house prices at $341,000.

Once you’ve chosen your location, based on your budget and requirements, you’ll need to find a money lender to help you purchase your home and a real estate agent to help you find your home.

The Canada Mortgage and Housing Corporation (CMHC) recommend that you find a mortgage broker in the following way:

– Make sure they are a member of the Association of Accredited Mortgage Professionals and are an Accredited Mortgage Professional (AMP) visit www.caamp.org

Remember as a newcomer to Canada you will need to prove your credit and work history. Your previous credit history may not be relevant to Canadian lenders, so you may need to start from scratch.

A reliable and trustworthy real estate agent is essential if you want to find the home of your dreams. They too can be found in a number of ways. Initially look around in the neighbourhood in which you’re wishing to buy. See whose ‘For Sale’ board is positioned outside homes you would like to live in and go from there. Alternatively talk to work colleagues, friends or your mortgage broker who may be able to help with a suggested contact.

You could also visit the Multiple Listing Service (MLS) website at www.mls.ca. It details all real estate agents and thousands of properties for sale across Canada. Alternatively The Canadian Real Estate Agent has a Find a Realtor section and allows you to search for professionals in your area.

You are likely to find a number of different properties for sale in the area you choose. Some terminology will be familiar to house buyers around the world, but others may be a little confusing.

– A condominium is similar to owning a flat or unit within a shared building. In these properties you own the living space but not the building or outside land.

– A townhouse sees you purchasing a home much like terraced housing. You have your own front door but the property is attached to other similar buildings.

– Semi-detached and detached homes either have just one other building attached to them (semi) or are free standing (detached) within their own plot of land.

Once you have found your dream home you will be expected to make an offer. A period of negotiation will then follow, in which the price will go up and down. When the offer is eventually accepted – the ‘Offer to Purchase’ – you’ll need to find a lawyer and request a home inspection report to check out your new property. House sales usually go through within a 30-60 day time frame and the day you sign the legal documents is called ‘Closing Day’. At this time you may also be expected to pay your legal and other fees.

For detailed information about how to purchase a home in Canada visit http://www.cmhc-schl.gc.ca/odpub/pdf/66687.pdf and http://www.cmhc-schl.gc.ca/odpub/pdf/66144.pdf

If you are considering a move to Canada PSS International removals can help. We are a family run company and our desire is to ensure your family receives a friendly, professional and stress free overseas move. We have specialised in international removals for over 33 years, so whether you are planning on sending a full or part household removal, excess baggage or a vehicle we recognise the importance of ensuring our customers receive the same level of care and attention that we would expect ourselves.

Contact us now for a free estimator’s survey.

House Hunting In America

For useful articles and tips on moving to other countries and life as an expat, please like the PSS International Removals Facebook page and follow the Twitter profile

 

Daniel Zimmermann, The White House

Daniel Zimmermann, The White House

A dream home is hard enough to find when you live close to the spot you are hoping to move to but buying a house in another country, such as America, can throw up all sorts of headaches. Managing expectations, budgets and unfamiliar red tape will take some time to get used to. America is an enormous country and as with anywhere else in the world, where you want to live will determine the price and what you get for your money.

A recent report featured in the Global Property Guide showed that the USA’s 20 major cities are experiencing strong price hikes, with Denver leading the way, followed by San Francisco, Dallas, Miami, Seattle, Portland, Las Vegas, Tampa and Los Angeles. Tampa, and Florida in general, is incredibly popular for expats thanks to it being the ‘Sunshine State’. Unsurprisingly if you’re looking to purchase a home in New York, you’ll find yourself looking at $1,200,000 as the median price with San Francisco not far behind with $1,112, 500. Cheaper options include Boston at $389,000 and Seattle at $498,000.

Homes are also named slightly differently in America: ‘Apartments’ are self-contained units, which in the UK, we know as flats; ‘Single Family Homes’ are stand alone houses with land; when two or more house are in the same building these are ‘Duplexs’. ‘Condominiums’ are separate homes, closely placed together, and sometimes called townhouses. More details can be found here.

It’s easy to research your new home and location on the internet. Try these helpful resources; Realtor, Rightmove and Bank of America. They should give you a clear idea of what’s available and more importantly how much it costs. You’ll need to secure a mortgage or loan before you can buy a property. This can be done through a number of lenders. You’ll need to have documents detailing bank statements, reference letters from banking or credit institutions, and two forms of identification. Some nationalities will also need a visa. As an expat it’s likely you’ll pay a bigger deposit than an American citizen. You’re looking at something in the region of a 1/3 of the asking price – worth baring in mind when researching projects. The Bank of America is a good place to start for basic information of mortgages and mortgage rates.

Finding a reliable estate agent is key to buying a property in America. They’ll see the deal through from beginning to end. Real Estate Agents are licensed by each state and you’ll be able to find information through their regulatory bodies about the good and the bad. Picking a real estate agent may seem tricky but there’s a helpful seven point plan here.

Once you’ve found your home it can take 60-90 days to complete the deal. A formal offer is made on the house and a legally binding sales contract is put into place. You’ll then be asked to pay a deposit, before a title search is done on the property as well other legal checks. Eventually a deed of sale contract is drawn up, signed, and filed with the county and the possession of the property is changed and all money is exchanged. More details on the buying process can be found here.

PSS International removals is a family run company and our desire is to ensure your family receive a friendly, professional and stress free overseas move. We have specialised in international removals for over 32 years, so whether you are planning on sending a full or part household removal, excess baggage or a vehicle we recognise the importance in ensuring that our customers receive the same level of care and attention that we would expect ourselves. Contact us now for a free estimators survey, online moving and baggage quote.

 

House hunting in Australia – what can you expect to buy?

Christian Haugen,Brightly colored beach houses at Brighton Beach

Christian Haugen,Brightly colored beach houses at Brighton Beach

For useful articles and tips on moving to other countries and life as an expat, please like the PSS International Removals Facebook page and follow the Twitter profile

 

 

Moving to Australia and finding a new home complete with swimming pool, large free-flowing interiors and a BBQ area for many is the ultimate property dream. As in all other parts of the world, where you want to live will determine the size and style of your home. It will also determine the price.

Australia is not a cheap place to call home. In fact, its been listed as the third most expensive country in the world. See here for more details. Prices clearly differ across the country but if you are hoping to move into one of the major cities, such as Sydney, Melbourne, Brisbane, Adelaide, Perth or Canberra than you can expect to pay premium rates. Sydney is the most expensive city in the country, and prices continue to rise – up 13% year-on-year. Other cities including, Melbourne, was up 4.7%, Brisbane, 3.9% and Adelaide, 2.5%.

Expect to pay a median price of $752,000 in Sydney, $569,000 in Melbourne and $549,900 in Canberra. Other city house prices can be found here.

Australia has strict rules on migrants buying homes and it’s not as simple as some might hope. In most cases migrants need to approach the Foreign Investment Review Board (FIRB) and apply for permission to buy a property. They have very clear criteria for who can buy houses, what kinds of homes they can purchase and guidelines surrounding application. More information can be found here.

Once you have approval you’ll need to start searching for that house. Many searches can be done online and websites such as Real Estate, Real Estate View and Domain are the most popular.

You’ll find a vast array of different styles in Australia. Large open-planned houses with back-yards, swimming pools and air-conditioning are of course popular choices and apartment living is also on-trend in the larger, vibrant cities. The ‘Queenslander’ represents the style many associate with Australia, and are raised off the ground (particularly useful in flood areas). Others include Californian style bungalows, Edwardian brick or weatherboard houses and of course, those that are more contemporary in design. Whether your house has seaview is down to your budget.

Typically a house sale can take as little as six weeks. Mortgages can be obtained through most Australian banks, which have migrant specialists. You’ll be expected to pay at least a 20% deposit and will need to put aside fees to cover the house purchase.

There are a few different ways to buy a home in Australia. Once choice would be to get a buyer’s agent who will find, negotiate and complete the house sale. To find a reputable agent visit REBAA. If you make an offer on a property, you will get a short cooling off period, although contractually the house is yours and you’ll need to secure its purchase by paying a deposit. Alternatively, an auction is a popular choice for many Australians. Before bidding at an auction you’ll need to check whether you need to be registered. In some states it is a requirement and helps stop ‘dummy’ bidders pushing up auction prices. A successful bid will mean the signing of contracts, which are then legally binding. There’s no cooling off period, so make your choices wisely. The HSBC Bank Australia has some helpful auction tips here.

If you are considering a move to Australia PSS International removals can help. We are a family run company and our desire is to ensure your family receives a friendly, professional and stress free overseas move. We have specialised in international removals for over 32 years, so whether you are planning on sending a full or part household removal, excess baggage or a vehicle we recognise the importance of ensuring our customers receive the same level of care and attention that we would expect ourselves.

Contact us now for a free estimator’s survey, or simply fill in our online moving or baggage quote form.

 

Mortgages – can you get one abroad?

For useful articles and tips on moving to other countries and life as an expat, please like the PSS International Removals Facebook page and follow the Twitter profile

Photo credit: Got Credit

Photo credit: Got Credit

 

Buying a property abroad can be an exciting, if not, stressful time. Arranging funding for your new home can vary from country to country, and while mortgages are often readily available to migrants, the process you need to go through to get one can be very different. The UK government provide a detailed list of tips for buying property abroad and it’s worth taking a look at it before your proceed. You can find the guidance by following this link.

In some countries, such as Canada, buying a property as an expat is relatively easy as they have an open door policy to foreign ownership. That said, you’ll need to have all the correct financial checks, a permanent resident visa and at least 35% of the total purchase price. Mortgages however need to be taken out with Canadian banks. For more information check out the following websites:

 BMO Mortgages (The Bank of Montreal)

CIBC Mortgages (Canadian Imperial Bank of Commerce)

Scotiabank Mortgages (Bank of Nova Scotia)

RBC Financial Group Mortgages (Royal Bank of Canada)

TD Canada Trust Mortgage (Toronto-Dominion Bank)

In New Zealand too it is possible to get a mortgage and once again the best place to start is by talking to one of the major banks. A list of them can be found here.

They will often have migrant mortgage specialists so you can always just arrange a meeting, if you have initial questions. You’ll also need to make sure you have legal representation to aid the process. Sound financial proof that you’re a good risk is essential as you’ll be arriving in the country without any credit history. In New Zealand they have something called the loan-to-value ration (LVR) which restricts how much money can be loaned. Currently, if you have less than a 20% deposit to put down on a property you may find it difficult to borrow anything. For more information visit here.

Australian’s call mortgages ‘Home Loans’. Most Australian banks will offer them to migrants but it will all be dependent upon your credit rating, which will assessed once you arrive in the country.

Here too banks have specialist customer service advisors who can help you through the process. One such example, Westpac have up-to-date migrant financial service advice here. A minimum 20% deposit is required for a mortgage so it’s worth checking what you can and can’t afford before you leave your country of origin and set aside enough cash accordingly.

Most Australian banks offer mortgages or Home Loans to migrants but these will be dependent upon your credit rating which they will assess once you arrive in the country. Many banks are used to dealing with migrants and provide information and checklists. See one here. You will not get a 100% mortgage from an Australian bank and will be asked to provide, in most cases, a minimum of 20% deposit.

Other countries such as the USA too allow property to be purchased by migrants, but after their recent economic troubles, doing so takes a lot of paperwork and proof of such things as visas and work permits. A more detailed guide can be found here.

As in most parts of the world it is important you avoid scams. Make sure you always go to a reputable mortgage broker, financial advisor and estate agent. Do your research and know exactly who is going to help you make one of the most expensive purchases of your new life overseas.

If you are considering a move overseas PSS International removals can help. We are a family run company and our desire is to ensure your family receives a friendly, professional and stress free overseas move. We have specialised in international removals for over 32 years, so whether you are planning on sending a full or part household removal, excess baggage or a vehicle we recognise the importance of ensuring our customers receive the same level of care and attention that we would expect ourselves.

Contact us now for a free estimator’s survey, or simply fill in our online moving or baggage quote form.

 

 

House hunting in New Zealand – what can you expect to buy?

Peter Hodge,Two houses above Epuni Street, Wellington

Peter Hodge,Two houses above Epuni Street, Wellington

For useful articles and tips on moving to other countries and life as an expat, please like the PSS International Removals Facebook page and follow the Twitter profile

New Zealand has become an attractive destination for people looking to emigrate due to spectacular scenery, a low-crime rate, a strong economy and an English-speaking European-based culture. The vast majority of people who move to New Zealand are keen to settle and buy property. You can get some great value-for-money houses and it’s worth having a good search before you commit.  New Zealand is a hugely diverse country and so you can buy a wide variety of properties too – everything from beachside houses to city apartments.

House prices vary considerably throughout the country, with Auckland being easily the most expensive area, and prices are increasing significantly on a continuing basis.

Median dwelling prices for all of the country excluding Auckland are currently around £200,000, compared to Auckland’s median price of some £370,000 (figures current as at May 2015). Affecting this considerable difference is the comparatively high number of Auckland homes selling at over $NZ1 million (£450,000), along with a low supply to demand ratio.

The main thing in New Zealand is choosing the location that is right for your needs – Auckland is the number one choice for immigrants because of its dominance in the domestic and international business arena.  It is also the main destination for international flights.  But there are many other economic or lifestyle “hot spots”, depending on what your personal requirements are. There are certainly a lot of options to consider.  There are also some excellent websites to base your research on, such as www.trademe.co.nz, www.realestate.co.nz or the locally-based www.rightmove.co.uk/overseas-property/in-New-Zealand.html

Whilst the traditional house with a plot of land is still readily obtainable, New Zealand has seen in recent years a proliferation of apartment buildings being developed in the main cities, reflecting a major change in people’s living styles.

Usual property rules apply in that you will pay a premium for a spectacular view – however, New Zealand has more than its fair share of spectacular views, so you can still can still find a property in a brilliant location for a reasonable amount of money.

Generally speaking the North Island is more expensive than the South Island, but as mentioned before, there is a lot of local variation.

The actual process of buying a property is fairly straightforward – you make an offer, and once you have a mortgage, and searches and surveys have been completed, you sign a contract and pay a 10% deposit.  Completion usually follows after three weeks and it’s unusual for there to be long delays.

Legal fees and expenses are low and will come in at around £1000 or less.

It is possible to arrange your mortgage before you arrive in New Zealand, or you can do it once you have arrived.  Due to the high number of immigrants, financial institutions are used to looking at documents from other countries, but basically they will be looking at your income, how much deposit you have and your existing financial commitments.

If you are considering a move to New Zealand PSS International removals can help. We are a family run company and our desire is to ensure your family receives a friendly, professional and stress free overseas move. We have specialised in international removals for over 32 years, so whether you are planning on sending a full or part household removal, excess baggage or a vehicle we recognise the importance of ensuring our customers receive the same level of care and attention that we would expect ourselves.

Contact us now for a free estimator’s survey, or simply fill in our online moving or baggage quote form.

 

 

The Future’s Orange – Moving to Orlando

 

MediumHero6, Minnie Mouse, Dream Along with Mickey

MediumHero6, Minnie Mouse, Dream Along with Mickey

For useful articles and tips on moving to other countries and life as an expat, please like the PSS International Removals Facebook page and follow the Twitter profile

Every year millions of tourists flock to Orlando, Florida. As the theme park capital of the world visitors are spoilt for choice with Walt Disney World Resort (Disney World) and Universal Orlando being just two of the major attractions on offer.

As one of the sunniest states in America, Orlando is also a popular destination for those seeking a warmer, more relaxed place to live. Located in central Florida, and in the county seat of Orange County, Orlando has many benefits to offer those wishing to migrate there. Here’s a list of essential information on making that move:

Housing: Looking for you perfect property while living many miles away may seem impossible, but it’s just a case of finding the right real estate agent for you. Berger Realty & Investments showcase a wide range of services to suit even the most discerning buyer.

Their services include:

– Finding the ideal property and location to fit your specific criteria

– Assistance in finding funding options, Money-saving foreign currency exchange program

– The purchase process and acquisition process

– Price negotiation and cost saving identification

– Quality control and home inspection

– Short and long term rental guidance

– Management and caretaker assistance

– Interior design and decor

– Renovations and repair

Visit their website at www.myorlandosold.com to find out more. Discover the 10% discount available to PSS International Removals customers.

Weather: With its lakes, wetlands and swamps, Orlando is both humid and subtropical. It has two seasons: hot and rainy (May-September) and dry and cool (October-April). There is some hurricane risks and there are also frequent thunderstorms.

Restaurants: You’ll be spoilt for choice when deciding what to eat in Orlando. Due its close proximity to the Caribbean, including Cuba there are plenty of opportunities to sample a cosmopolitan range of meals. There are also a good variety of steak houses if you fancy a more traditional American meal.

Language: While English is the main language spoken in Orlando, you may also hear Spanish, Creole, French and Portuguese. Orlando has the largest population of Puerto Ricans in Florida and also has a growing Caribbean community.

Shopping: If shopping malls are your idea of retail heaven then Orlando is the perfect place for you to splash some cash. Selling some of the biggest brands, which include Tommy Hillfiger, Hugo Boss, Armani and Ralph Lauren, you could easily lose yourself in some of the biggest outlet stores America has to offer.

Recreation: Hiking, kayaking and ziplining are just some of the many ways to see Orlando but it’s most famous past time has to be a round of golf. Many professional players call Orlando home thanks to a great airport, wonderful climate and of course, amazing golf courses. Arnold Palmer, Greg Norman and Jack Nicklaus have all designed courses there.

If you’re thinking past the rollercoasters and fairytale castles and hoping to set up home in Orlando, you’ll need expert advice on moving your belongings to America. Berger Realty & Investments are offering PSS International Removal customers a 10% discount on their realty services.

PSS International removals is a family run company and our desire is to ensure your family receive a friendly, professional and stress free overseas move. We have specialised in international removals for over 32 years, so whether you are planning on sending a full or part household removal, excess baggage or a vehicle we recognise the importance in ensuring that our customers receive the same level of care and attention that we would expect ourselves. Contact us now for a free estimators survey, online moving and baggage quote.

 

 

 

 

 

 

 

 

 

 

Buying a property in your new country

"Witten Gute-Laune-Haus" by Reclus - Own work. Licensed under CC0 via Wikimedia Commons - https://commons.wikimedia.org/wiki/File:Witten_Gute-Laune-Haus.jpg#/media/File:Witten_Gute-Laune-Haus.jpg

“Witten Gute-Laune-Haus” by Reclus – Own work. Licensed under CC0 via Wikimedia Commons – https://commons.wikimedia.org/wiki/File:Witten_Gute-Laune-Haus.jpg#/media/File:Witten_Gute-Laune-Haus.jpg

For useful articles and tips on moving to other countries and life as an expat, please like the PSS International Removals Facebook page and follow the Twitter profile

Buying a property abroad appears to be more popular than ever, with an increasing number of Brits following their dream by purchasing a holiday home, a buy-to-let, or deciding to move away from the UK for good.

But before you start your search, we would advise you to consider a few basic issues, which should save you both time and money:

• Would you rather live in a town or out in the countryside?

• Would you rather live inland or near the sea?

• Would you rather be isolated or live in a major city?

• How much outside space will you need to be satisfied and happy?

• How close would you ideally like to be to your neighbours?

• Is it important to you that you have shops, bars & restaurants nearby?

• Is it important to live near work?

• Is it important to live near good schools for your children?

• Do you need to be connected to a convenient road network for a commute to work?

• Where’s the nearest public transport, how often does it run and what time does it finish?

• How close is the nearest airport for holidays and business trips?

• Are local sports facilities, such as; golf, tennis, swimming, and other activities nearby?

• Are the local health and social services of adequate quality?

• Will you need entertainment, culture and arts to be within easy reach?

The first step is to always use qualified professionals to protect your interests and make the purchase of your new home as stress-free as possible.

Estate agents are a good source of advice when searching abroad but only negotiate with officially registered agents who hold a formal licence.

Also make sure that you have a reputable lawyer with an excellent command of English to deal with the potentially endless stream of rules and regulations you may come up against.

Before choosing a property, be financially prepared as taxes can be high when buying. Set up a direct debit from your UK bank account to pay for bills and be careful not to miss payments as foreign banks often aren’t lenient with those who don’t pay on time. If you’re considering renting out your property while you visit friends and family back home or go on holiday, bear in mind that advertising in the UK could result in tax demands from both the English and foreign authorities.

You should also always make your offer in writing and include not only the price, but also the amount of deposit, when you’re prepared to pay it, when you’re prepared to complete, what you understand to be included in the price and, an often-overlooked point, that all machinery equipment and installations are in normal working order.

For more information about buying abroad, the National Association of Estate Agents (NAEA) offer a useful resource, which has a number of leaflets containing advice, as follows:

Australian High Commission

Australian Tourist Commission

Canadian High Commission

Embassy of the United States

US Bureau of Citizenship and Immigration Services

PSS has partnered with number of companies worldwide who are able to offer a large selection of properties both for sale and to rent.

Many will have offices based in the destination you are migrating to, allowing for a high level of personalised service either on arrival or before. With websites that showcase around 25 million properties, we are confident that you will find the right one to meet your requirements as well as partners who are also able to assist you with services including mortgages, credit repair and home improvement. Enquire now.