Tag Archives: Living as an expat

Healthcare in South Africa: What are the options for your family?

For useful articles and tips on moving to other countries and life as an expat, please like the PSS International Removals Facebook pages and follow the Twitter profile.

Photo by NEC Corporation of America with Creative Commons license.

 

Expats heading to the Rainbow Nation for a new life in South Africa will need to think carefully about their healthcare provision. There are currently two options for those living there – public or private healthcare.

Whilst 80% of South Africans use the public system, it’s recommended that expats take out private health insurance. Here we explain why.

Public healthcare:

The South African government is this year attempting to establish a public healthcare system that works for all, but in the meantime the service is poorly funded, lacking resources and manpower. Patients can expect long waiting times in inadequate conditions. Treatment is not free so patients pay for services based upon their salary and number of dependents.

As mentioned, the government is working towards improving care with the implementation of a National Health Insurance system. This will eventually be established countrywide and will see more money being poured into the public system. It is hoped that in the next 10 years the service will improve the lives of all South African residents.

Private healthcare:

In contrast to public healthcare, the private sector is excellent with each city having a wide range of hospitals, GPs and clinics. There are a huge number of private hospitals across the country, and the good news is that the service here is one of the best in the world. Very much on a par with care in Europe.

Unsurprisingly, it’s not free. It is recommended that expats take out private healthcare insurance either before they arrive in the country, or with one of the local providers. Some insurance companies will specify the hospitals in which you can have your treatment, others will have their own network.

Choosing your insurance provider will require you to think carefully about what you and your family need. You may be offered insurance by your employer as a key benefit or it may be possible to switch your current healthcare policy to include treatments in South Africa.

All schemes will offer you different variations and options. It is strongly suggested that you to take out an insurance policy that lasts for longer than a year, as companies can refuse to renew them if you fall ill. Others can terminate insurance in the same circumstances so make sure you have understood all the small print. You don’t want to be caught out.

If you choose a local company for insurance you may be required to get your treatment pre-authorised. You may also be asked to carry your medical card with you in your wallet at all times.

It could be the case that your basic care allows you to be treated in an emergency but not in other circumstances. You’ll need to think through your options in terms of visiting the GP, regular check-ups and even dentistry. Only those on the lowest salaries will be entitled to free dental care so look at your medical insurance carefully if you’re keen to include dental visits.

It is the same situation with GPs. Public healthcare consultations will involve waiting times of weeks. If you have paid to go private, these times will be cut dramatically. You can choose your doctor from a long list, dependent on requirements and locations.

Some hospitals expect you to pay upfront for services, and you’ll need to do this before any treatments begin. Make sure you have sufficient funds as it may take a number of weeks to claim the money back from the insurance provider.

Finally, if you are looking to have a baby whilst living in South Africa the good news is that private healthcare in maternity services is of a very high standard. Again make sure you have definitely got all treatment required in your policy.

Take a look at our services to South Africa if you are looking to make the move.

If you are considering moving abroad, PSS International removals can help. We are a family run company, which has specialised in international removals for over 35 years. We are committed to providing a friendly, professional and stress free overseas move for all our customers. Whether you’re sending a full or part household removal, excess baggage or a vehicle, we will ensure that you receive the highest level of care and attention.

Contact us now for a free estimator’s survey, or simply fill in our online moving or baggage quote.

Why live in another country?  10 reasons to move abroad

There are a whole host of reasons why people decide to move to another country. Living overseas can offer new opportunities, new lifestyles, new careers and a new direction. Here we look at some of the best reasons to hop on that plane and discover an exciting and different way of living.

It’s character building:

Johannes Juks Mirrelevant! 🙂

There is certainly no other experience that’s going to test you like turning up in a new location and starting a new life. But that’s the exciting part. New experiences, new friends, new memories. If you want a new you, moving country is a great way to do it.

Enhancing Your Career:

Sarah Hartley, Seeking out a job

If your ultimate aim is to improve your job prospects, living abroad can revolutionise your prospects. You could reinvent yourself with an entirely different career or quickly progress up a ladder not available to you previously. Either way it will look great on your CV and might just make your work day a pleasure rather than a chore.

The culture shock will be of the very best kind:

barbara w afternoon.

Even if you arrive in a country where they speak the same language as you, nothing will prepare you for the change in culture. Everything from what breakfast you eat to the time you go to work can be different. Embrace the changes, embrace the lunchtime siestas, and make the most of your new location.

You’ll change your tastes:

Nadia Pavlova

There’s nothing like exposure to new foods, design and locations to give your firmly held beliefs and values a good shake up. This is a good thing. Challenging those tastes with a different outlook can help you understand who you are and give you a new zest for life.

It will be rewarding:

Pictures of Money

Very few people go abroad and say it just wasn’t the worth the effort. Even if you don’t stay in your new location forever the experience will stay with you and you’ll have plenty of new memories and stories to tell your family and friends.

Your family will thank you for it:

Jose Juan Murillo Hernandez
Family

Whilst the initial move may be difficult for everyone involved, the new opportunities will be bountiful. Children will make new friends, you’ll find a great job and gain new hobbies. What’s not to thank you for?

Developing social skills will be beneficial:

Image of happy teens playing while their vacation

Awkward situations are guaranteed in a new location. Making new friends and fitting in at work can be tricky at the beginning. Learning to override the difficulties will only give you more confidence, which is something you’ll never regret.

You’ll find new friends everywhere you go:

Ran Allen play

It may be lonely at first but making new mates is one major benefit of living overseas. Meeting people with different life experiences to you will make for an interesting time. It will also help you fit into the new location.

Learning a new language is a great life skill:

Virginia Anderson, px271068

Arriving in a new country and having to quickly learn how to converse in a different language can be challenging but fun too. In fact, you’ll learn it much quicker and it will be much more interesting than picking it up from a book.

It will change your life one way or another – forever:

Thomas Upton Jump!

Even challenging experiences help build us as people and there will be plenty of those along the way. You can also expect plenty of life affirming moments that you’ll simply never forget. New dawns, new jobs, new friends and new relationships are all great reasons to embrace the dream.

So, when are you going? Our FAQ will help to give you a good headstart: https://www.pssremovals.com/faqs

If you are considering moving abroad, PSS International removals can help. We are a family run company, which has specialised in international removals for over 35 years. We are committed to providing a friendly, professional and stress free overseas move for all our customers. Whether you’re sending a full or part household removal, excess baggage or a vehicle, we will ensure that you receive the highest level of care and attention. Contact us now for a free estimator’s survey, or simply fill in our online moving or baggage quote.

A PSS Guide To The Best Countries For Relocation

For useful articles and tips on moving to other countries and life as an expat, please like the PSS International Removals Facebook page and follow the Twitter profile.

 

Jesse Millan, Waves from the ocean

Jesse Millan, Waves from the ocean

Each year PSS International Removals helps thousands of people move their belongings around the world. We can offer removals from the UK to countries across Europe, Asia, South America, North America and the Indian Subcontinent.

All of these areas offer great opportunities in terms of a change in career and a change in lifestyle. They may also allow you to earn more money, buy a bigger home or just fulfill a life long dream.

A recent UN report suggests that Brits like to emigrate to popular spots such as Australia and Canada but also countries such as the Cayman Islands, Bermuda, Philippines and Sweden.

Here’s a quick guide as to what to expect from the top five countries for Brits according to this report.

Australia

With the likes of Sydney, Melbourne and Brisbane to choose from, where you end up will very much depend on job opportunities and lifestyle choices. Sydney has a thriving economy, but as cities go it’s an expensive place to live. Consider residing in Perth if your career choice happens to be mining, but if you want milder, Mediterranean weather head to Adelaide.

United States of America

There are lots of things to consider when moving to America. The different time zones between east and west coast (and everything in between) can truly dictate conversations with the rest of the world, so it’s worth considering especially if you’re signing up to regular calls with Europe. For more ideas about where to live, see here.

Canada

Over 650,000 Brits live in Canada with many finding a permanent bases in Toronto, Calgary, Ottawa and Vancouver. Many of these areas have familiar British flourishes and with Canada still being part of the Commonwealth, you may never really feel that far from home. That said, with temperatures dipping to -30 you might want to consider whether you’re up for that kind of cold or not. See here for more details.

Spain

We’ve all heard about expats heading to southern Spain for a life of sunshine and sangria and there’s no doubt that life on one of the ‘Costas’ (Brava, Blanca, Calida, Almeria, Sol etc.) is certainly appealing to many. House prices, like so much of the world, can now dictate where good relocation options are situated. Take a look here to work out where’s best for you.

New Zealand

With the offer of great open landscapes, a world class education system and temperate weather it’s not hard to see why New Zealand is so popular with Brits. The laid back lifestyle comes into its own here. According to Mercer’s 2015 Cost of Living Survey, London was the 12th most expensive city in the world to live, while Auckland was 61st and Wellington, 83rd. For more reasons to move to New Zealand, see here.

If you are considering a move abroad PSS International removals can help. We are a family run company, which has specialised in international removals for over 34 years. We are committed to providing a friendly, professional and stress free overseas move for all our customers. Whether you’re sending a full or part household removal, excess baggage or a vehicle, we will ensure that you receive the highest level of care and attention.

 

Contact us now for a free estimator’s survey, or simply fill in our online moving or baggage quote form.